We bought our house 8 months back, and closed at a rate of 5.25. Is this a good idea to refinance now?

In: Mortgage Refinance

20 Jul 2010

Should we / Can we refinance at this time when we get a lower price. If so, what should be monitored. I also consider a number of the reduction of monthly payments and can I use the extra money to pay off the mortgage. Is this a good idea?

With Point of Purchase – You are paid better long term only the most important of your home.

A note Re-fi.
He can make thousands of dollars to re-fi. The costs are simply added to your loan.
Only the re-fi if you know you’re at home for more than seven years’ residence and if you get at least 1% lower interest rates.
Run away with anything set with the variable words, for __, options, 5.5 or 1.5, etc.
Stick to 15 or 30 years fixed rate only.

So if you’re one of thse variable mortgage scam – you have the penalties for the advance, you pay from your current mortgage.

Google “Do I have my calculator home refinancing”
Try to see about 3 Calculators – if you win.
Personally – I think its best to the thousan dollars in capital from the home market or pay off car loans or deposited in an IRA account for the future.



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