Posts Tagged ‘know

I’m behind in my payments and not comfortable negotiating with the bank myself.

So what are my options at refinancing, given that most lenders, including my current have added stringent measures? Also I dont want to pay a huge closing cost.

(due to credit score issues) I need to find an institution that will do a mortgage under just ONE of our names, but using BOTH of our incomes for a property in South Carolina.

Which one to pay of first or to prepay on all of them equally
I have 3 loans against my house, when I bought my house for 145K 3 years ago I had a 80/15/5 loan (to avoid PMI). And 2 years ago I got a HELC for 15K
Loans – (current balances) [monthly payment]
#1 – 116K [...]

Most people keep telling me I have to wait 2 years before I can get approved for a mortgage loan. Does anyone know a lender that will do it before the 2 years is up?

Colorado Resident.
Thanks!

We are wanting to purchase a larger home asap, however my husband and I do not have very good credit. Does anyone know of a mortgage company that deals with bad credit that I may be able to get the approval I so desperatly want and need? Thanks in advance for any input that can [...]

I AM SOOO FRUSTRATED!!! We were SO CLOSE for our underwriter to sign off on our loan… They asked the IRS for my husband’s 2007 and 2008 tax transcripts. standard procedure, i know. Well, the frickin IRS misfiled his 2007 return, and it never even got processed!! So no transcript was available, all they had [...]


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This is about mortgage information questions.

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