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Refinancing Home Mortgage
In: Mortgage Rate
7 Jun 2010I already have a 30 year fixed (6.38%) but would like to take advantage of the lower rates now. My mortgage is through SunTrust and (unfortunately) I have never been late with payments and am not in any financial distress.
Is this possible without bringing any money to the table for closing?
In: Mortgage Rate
5 Jun 2010Do you think the home mortgage interest rate will come down to 4 or 4.25% ?
Put your thoughts
who is offering this price 4.250% 1.750 pts 4.483 APR ?
If no, does it go up and down, and what causes it. Looking at 30 year fixed.
What’s your opinion on what they’ll be like this May.
I’m trying to decide whether to refinance now or to wait and see if rates will drop over the next year. Does anyone have any thoughts about which direction rates will be going? I’ve heard from some people that rates will rise due to the bank closures (which means less supply) and someone else has [...]
In: Mortgage Lenders
29 May 2010I am applying for a mortgage loan and I know the system has changed because of the many foreclosures now. However I was turned down for past credit histories. I will admit I have about 1400 in hospital bills from back in 2003. Does this mean I can’t be financed with anyone at this [...]
In: Mortgage Lenders
23 May 2010My husband makes pretty good money and we are trying to reestablish our credit by making payments on a car. Most of the things on our credit reports are for old credit cards that only had low limits and medical bills. We live in a mobile home right now that is supposed to be a [...]
I just refinanced. No Points, no PMI, just some typical fees, prepaid interest. But as a part of this refi, I had to pay down some of my prior loan balance down to the appropriate level so that my new mortgage didn’t exceed 80% of the assessed value. At closing, this amount was part [...]
In: Mortgage Rate
7 May 2010I have an adjustable mortgage with a 2 yr fixed rate, but in 2 months my mortgage payment will increase to $400 dollars. I’m just wondering why it’s going up if the prime rates went down, shouldn’t my mortgage payment go down instead? Please help I’m confused.
I’m looking for a rate better than 5.875 for 30 years. This would help greatly since we’re on one income as I have lost a job, but my husband has a secure job and I can’t get unemployment. Only thing is we have necessary expenses, so there is no more cutting down. [...]
I sent it a couple of weeks ago, but the check still hasn’t cleared. Would there be any reason to hold a check on a mortgage payment if over a certain amount? The money is in my account. My mortgage is with Bank of America.
This is about mortgage information questions.
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