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Refinancing Home Mortgage
I have my mortgage through Chase. I just called them to see about a loan modification cause our payments are to high and they said we are late 1 month from back in June. We do a bi weekly payment. Which she told me will be cancelled cause of none payment for June. All I [...]
Also, is it safe to do business with online lenders? I have been eyeballing a website in Ohio that has programs for people with bad credit ( http://www.clevelandohiomortgage.com ) and have pondered the thought of calling them to do business with my refinance on the home mortgage loan. Should I try to [...]
In: Mortgage Loan
29 May 2010Just curious if anyone has actually been able to speak to a real person at their Mortgage lender and been successful in completing a loan modification under this new plan. Our loan is serviced by Citi and I never get to speak to an actual person.
In: Mortgage Loan
28 May 2010In: Mortgage Loan
27 May 2010In: Mortgage Rate
26 May 2010I have a mortgage with Wells Fargo that is going to reset in 8 months. I know I am far out but the loan is 210K and its worth 190K right now. Wells Fargo will not help me (which I cant understand since they have already loaned me the money) because I have negative equity. [...]
In: Mortgage Loan
26 May 2010We have recently applied for a loan modification, however we are not currently behind. But my husband’s salary has just decreased by 35%, and we will shortly be in arrears.
In: Mortgage Loan
25 May 2010I am currently corresponding with my company HSBC by phone. I stopped paying 5 month’s ago due to hardship. They encouraged me to apply for a mod instead of going into foreclosure. They are asking me to make “qualifying “payments which I have begun. My problems is lack of trust-I have no guarantee in [...]
In: Mortgage Loan
23 May 2010did you go thru a specific agency, or request it on your own. how long has it taken??
I keep getting mail from different mortgage companies who want to refinance my house for supposedly no down payment, no closing costs, no appraisals and are offering a much lower interest rate. It seems too good to be true. I asked the rep. if there was a catch, of course they said that there [...]
This is about mortgage information questions.
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