Refinancing Home Mortgage
My husband and I have always had perfect credit until a business failure 2 years ago. We had to file for bankruptcy (it was discharged 1 year ago). Does anyone have names of reputable lenders willing to do a small loan — maybe $2,500? We have been almost a month behind on our [...]
In: Mortgage Lenders
29 Apr 2010Looking for a lender that will approve us if need be.
I filed Chapter 7 bankruptcy and included my mortgage in the bankruptcy. The bankruptcy was discharged and I moved out of my property. Then I find out that the mortgage company has placed “Foreclosure Proceedings Started” on my credit report. These proceedings started after the debt had been discharged and I had [...]
In: Mortgage Lenders
27 Apr 2010I filed bankruptcy two years ago, after my lender initiated foreclosure. According to the bankruptcy lawyer, having the mortgage included in the bankruptcy would avoid having a forclosure on my credit report. Recently I found that the lender is still reporting the loan as a foreclosure. I disputed the item, and got back a reply [...]
In: Mortgage Lenders
26 Apr 2010We are currently renting our home and hope to buy it in about 2 years. The owner is aware of our plans and has been very nice in working with us. Bankruptcy was just discharged and the foreclosure has just passed the “court date” stage, wheras the court allowed the lender to take the property.
In: Mortgage Lenders
25 Apr 2010My wife and I reaffirmed our mortgage with Wells Fargo Financial after filing bankruptcy. The papers were signed April 22nd with payments to resume May 18th 2009. We have been paying our mortgage every month but still have not received a monthly statement. How long should it take to start receiving a statement again?
In: Mortgage Lenders
24 Apr 2010Most people keep telling me I have to wait 2 years before I can get approved for a mortgage loan. Does anyone know a lender that will do it before the 2 years is up?
Details: My husband has a recent bankruptcy on his credit record (I was not included on bankruptcy). The bankruptcy is less than a year old.
My credit is decent, but I have been a stay-at-home-mom and full-time student for the past ten months, therefore have no income of my own.
My husband makes good money and [...]
In: Mortgage Lenders
22 Apr 2010i’ve been researching this as we are getting ready to file. we currently own a home that is mortgaged to the hilt and we are trying to decide if we are going to include the mortgage in the bankruptcy (as the burden is really greater than the asset), give up our house and rent for [...]
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