For those of us on the sea floor on residential mortgages vs-value there is a way to get rid of Death HUD went. Ins .. Never too late or missed payment, but I am with this $ 57 per month down. Not more than one lender we refinanced!

HUD’s mortgage insurance is there to protect the bank against loss if they were excluded. They say the bank would lose money, do not really want to mortgage insurance on your home.

The best chance to refinance the loan at a lower interest rate is what they call a streamlined refinancing. FHA has a program, but you’d still pay the tenant’s death HUD. Contact your current lender and see if you can.

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