If a spouse is about $ 30,000 per year, it is possible with good credit to get a mortgage? Or is it based on both spouses to work? Or a certain amount of revenue that is needed?

It’s not about who is working, but how “sure” that the lenders to believe their money. You go through a debt-income ratio substantially. If you earn enough money from a paycheck, you will qualify for a loan at a certain value. (Get the right before he approved accommodation.) If you owe too much on other debts such as credit cards or car, you will probably not qualify for a loan.

There are some programs out there for home buyers. Check to see with your lender or broker if you qualify. I could buy a house with 0 down payment through a state program, where I live.

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