My husband and I are interested in selling at $ 50k. We asked for a loan from our bank, but were rejected. My income is about 2500 per month, my husband is about 2000th Credit scores are 590 and 629th We have a house now clear (mobile) and our taxes are $ 600 per year.

Do you think that would lead us to another bank or must we wait, and again the same?

Good news:
a mortgage company to not go through the scores – they look at your reports and make their own decisions.

When you pay an object in the collection – it will not improve your score.
But .. Your lender will see the object as “paid” and to act accordingly.
That’s why getting seesome to peole with good credit scores below 600.

Get your credit reports
Annual Credit Report.com
Print out all 3 – and forget the score.

If you give any credit card debt – paid in full today, your guests a boost in about 45 days.
Get a book on credit and debt repair of your library or bookstore.
This book will teach you how to clean your reports like a pro.
All ticks are there – no need to pay someone for something so simple.
You can negotiate, resolve to reduce the payments, and payments on the removal of a time when costs such as medical bills, utilities and phone bills.

Clean up your credit – it’s easy to do – you can.
And forget the sheet music for some time.
What you need is clean and has paid for the report – no credit card debts.

Also a deposit of 20% speaks volumes.
More than 20% will avoid the bad PMI – like throwing money away every year.

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