If you live in the United States, look into an FHA loan. If you have been in the service, a VA loan is another possibility. Minimum down payment will be 3.5%, higher if your credit is poor but should not be over 10%. It is difficult for people with poor credit to get conventional bank financing and even if you did manage to find a lender such as a finance company who would be willing to take a chance, your interest rate would be astronomical.

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