If I miss a mortgage payment, can I keep the house if I file chap 13?

In: Mortgage Payment

2 Mar 2010

I am going to be layed off next month and the difference in unemployment and my pay is approximately 800 dollars. I can’t afford my mortgage with this deficit. If I miss this months mortgage payment and file for chap 13 next month, can I keep the house?



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1 Response to If I miss a mortgage payment, can I keep the house if I file chap 13?

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Chris

March 2nd, 2010 at 6:04 pm

yes chapter 13 does not include your secure debt, I would suggest trying to modify you loan through your mortgage lender.

cwilliams@greentreemortgage.com

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