Idea for solving the housing?

In: Mortgage Loan

10 Sep 2010

Let us make all that are interest-free loans for five years period.
The government will pay the interest.

For those who have existing loans.
The GVT is to pay interest to five years – a year by 2015
If they want to re-fi closing costs out of the pockets of the owners.

And for those not ready:
And who has paid for a house – can make a mortgage on their house and not pay interest for five years.
At the end of five years – they simply can repay the loan.
Again, the closing costs are paid by the owner.

Sounds like a good plan?
You could also remove the tax deduction on mortgage interest for the gadgets.
And make everyone take a “free” standard-11K.

I believe that the current problems of the housing are proposed results of all gimmicks in the past, the government, to peddle home. I do not think we need more stuff. We need to ensure that the dust settle and return to a rational housing market, where houses cost $ 500,000 for a two bedroom 50 miles from the nearest town. If house prices fall, so be it.



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