OK My parents gave him the old man (it takes a lot of renovations) with home ownership. My husband does not want the house just fine. He wants to build us a house. We do not know where to begin. Must apply for a mortgage from the bank or should we offer apply for a loan or HUD programs the city? I called them, I know there are pros and cons of these loans, it will not help me at all. I do not want directly to the contractor, because it does not help me, they just have to find the best ways to earn more money. I mean a commitment to great cause I just want good, what is the best way to get the best price and the house we want to inform fair prices, and perhaps a little help so we do not have such a large loan. I would appreciate any advice to buy a house.

As you the owner of the building, you only need a construction loan to build a new house. HUD does not support custom-built houses, you have to go with a local (property) to the bank. They are 25% against you need. If your current home mortgage, you will not be able to destroy it until you pay the mortgage in full.

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