Are you getting tons of junk in the mail about your mortgage? This one is what I would consider the most outrageous proposition yet. We’ve been getting mail from these people. The NSM Rate Reduction Department (which we found is a division of the national mortgage company Newport Shores Mortgage), has been claiming to lower FHA and VA mortgage payments for FREE. ***Yeah right!*** We had to look further into this and this is what we found. I highly advise that you watch this if you received …

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