Facts about equity release

In: Mortgage Refinance

18 Nov 2010

The most obvious is to get a lump sum of cash, you can use now. The other option is a monthly payment for inflation, so you get protection from rising costs.

Some other advantages are: a cut in property taxes, refinancing when interest rates fall, and protection with no negative equity. With falling home prices of the borrower is not responsible for the loss of capital.

Contra – For someone who does not care which order the transfer assets to relatives, there are not too uncomfortable. With regard to taxes, homeowners who are entitled to this plan is usually a very small mortgage. Deductions are minimal at this point.



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