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  • burt p: yes, wil be lower. I found interesting information about your answer & the best options here. (mortg [...]
  • goz1111: obviously if you could refinance into one fixed rate loan the 1st and 2nd that would be your best be [...]
  • diesel6999999: I agree with John M. [...]
  • Knuckles: finance beginner course, a vertible law of finance is never make short-term debt to long-term debt. [...]
  • John M: depends on the interest rate you can get right now. use Microsoft Excel or any other financial calc [...]