Anyone think mortgage rates will drop further or have they bottomed out?

In: Mortgage Rate

12 May 2010

Want to refinance 1st mortgage which is currently at 6.65 % and 2nd mortgage is at 8.88%.



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8 Responses to Anyone think mortgage rates will drop further or have they bottomed out?

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pinky

May 12th, 2010 at 10:55 am

Don’t ask me. Some years ago I said we’d never see single digit first mtg’s again.

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Yeahhoo P

May 12th, 2010 at 11:16 am

looks like the US is headed toward a recession.
I would think lower rates are likely.

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Matt K

May 12th, 2010 at 11:37 am

they will drop further. I’m waiting until this summer to refinance myself.

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I suck but so do you.

May 12th, 2010 at 12:13 pm

rates will be cut a quarter point next fed meeting

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engineer50

May 12th, 2010 at 12:54 pm

No one can say for sure – my guess is they will decline a bit more. Many people incorrectly think that they track directly with the fed funds rates – not true.

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Landlord

May 12th, 2010 at 1:42 pm

You are paying pretty high interest now.

No one knows for sure, but I am not expecting a sufficient drop in rates.

I would refinance now in your shoes, you are paying lots of extra interest and waiting and hoping to save makes no sense when you can save today.

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R B

May 12th, 2010 at 2:06 pm

short term rates will drop to 2.5 % this year so long term should also drop. I would wait

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mefuture

May 12th, 2010 at 3:05 pm

The Fed is contemplating on cutting rates again -

http://biz.yahoo.com/ap/080110/bernanke.html

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