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Refinancing Home Mortgage
In: Mortgage Loan
31 May 2010The couple said they hadn’t paid their mortgage in like 6 months and almost considered leaving the house. But they got a loan mod for 4%. I want one too. I never get these kind of offers. Do I need 20% down? Is that why? It must be an ARM [...]
In: Mortgage Loan
31 May 2010In: Mortgage Lenders
31 May 2010I was behind 6 months when I filed the Ch. 13. My new lender (Aurora) says that my account is in good standing. It’s not even being handled by the Bankruptcy Department, It’s being handled by their Customer Service Department. Could Aurora have paid off the entire loan when they purchased it [...]
In: Mortgage Lenders
31 May 2010My husband and I were looking into buying our first home with the intentions of obtaining a FHA loan. However, after doing some research a couple months back, I discovered that my husband had a terrible credit score of 547. The $11,170 student loan that his father was court ordered to pay during the divorce [...]
The loan in question is a no money down 5.8% refinance where the broker is getting $14k in broker fees FROM the lender. Is this savings that should have been passed down to the consumer or is it a typical percentage paid to the mortgage broker?
In: Mortgage Rate
31 May 2010Do you lock in a mortgage rate immediately after the agreement of sale, OR, after all contingencies in the agreement of sale have been satisifed (i.e. – inspection, appraisal, etc.)
In: Mortgage Loan
30 May 2010My homes value has dropped significantly with all the foreclosures in my area. Appraised at just 68,000! I owe 178,000! Would my mortgage company be more willing to help me stay in my home buy making my payments more affordable than to add one more forclosure to the LONG list in my [...]
In: Mortgage Loan
30 May 20102 months deferred mortgage payments
4.0% rate, fully amortized, fixed, for 5 years
5.0% rate after the first 5 years, for the remainder of the loan
40 year term
no prepayment penalty
my current loan is FHA 6.5% 30 year fixed
In: Mortgage Loan
30 May 2010I’m seeking help from my mortgage company to get a Modification of my home loan. I had to submitted a hardship letter 6 months ago explaining my hardship and why I need assistance from my mortgage company. They gave us a 3 months forbearance payment plan, and after that they would work on [...]
In: Mortgage Lenders
30 May 2010My grandmother died in July of 2008. She had a condo with $114k mortgage. She had a will that I have not yet seen but apparently I am mentioned. My mother recently filled for bankruptcy an has no interest in the property. Neither I nor my brothers have any interest in the property. No mortgage [...]
This is about mortgage information questions.
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